Taxable Income Calculator

Calculate your taxable income after the standard deduction and (under the old regime) other eligible deductions.

  • Free to use
  • Accurate results
  • No registration required
  • Works on all devices
Enter your gross income and regime to calculate your taxable income.

Your result

₹14,25,000

Taxable income

Total tax on this income₹97,500

AI explanation

Formula

Taxable income = gross income − standard deduction − other eligible deductions (old regime only)

Worked example

₹15L gross income, new regime

Worked example: ₹15L gross income, new regime
FieldValue
Gross annual income1500000
Tax regimenew
Deductions (old regime only, e.g. 80C)0
Taxable income1425000
Total tax on this income97500

Assumptions

  • Standard deduction is ₹75,000 (new regime) or ₹50,000 (old regime).
  • Other deductions (80C, etc.) apply only under the old regime, capped at ₹1.5 lakh in this calculator.
  • Informational only.

Frequently asked questions

What's the difference between gross income and taxable income?

Gross income is your total income before any deductions. Taxable income is what remains after subtracting the standard deduction and (under the old regime) other eligible deductions like 80C — tax is calculated on this smaller figure.

Why is the standard deduction different between regimes?

The government set different standard deduction amounts for each regime as part of the broader restructuring of slabs and deductions when the new regime was introduced and subsequently revised.

Can I claim 80C deductions in the new regime?

No — the new tax regime doesn't allow 80C or most other deductions available under the old regime, in exchange for lower slab rates.

Related calculators

Sources

  • Income Tax Slabs Income Tax Department, Government of India. Effective 01-04-2026, reviewed 13-09-2026.

This calculator provides a general estimate only and does not constitute tax advice.

Report a calculation issue