TDS Calculator

Estimate the monthly TDS (Tax Deducted at Source) your employer is likely to deduct from your salary.

  • Free to use
  • Accurate results
  • No registration required
  • Works on all devices
Enter your gross annual income and tax regime to estimate your monthly TDS deduction.
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₹

Your result

₹16,033.33

Estimated monthly TDS

AI explanation

Formula

Monthly TDS = annual tax liability (per slab-based computation) / 12

Worked example

₹20L gross income, new regime

Worked example: ₹20L gross income, new regime
FieldValue
Gross annual income2000000
Tax regimenew
Deductions (old regime only, e.g. 80C)0
Estimated monthly TDS16033.33

Assumptions

  • Uses the same slab-based income tax computation as the Income Tax Calculator, evenly spread across 12 months — actual employer TDS calculations may front-load or adjust deductions across the year based on declared investments and Form 12BB submissions.
  • Applies to salaried employees below 60 years of age.
  • Informational only.

Frequently asked questions

What is TDS?

Tax Deducted at Source — your employer deducts an estimated portion of your annual income tax liability from each month's salary and deposits it with the government on your behalf.

Why might my actual TDS differ from this estimate?

Employers may adjust TDS deductions across the year based on your declared investments, bonus timing, or mid-year salary changes — this calculator gives a simple even-split estimate.

Can I get excess TDS refunded?

Yes — if your total TDS deducted exceeds your actual tax liability (e.g. due to deductions claimed only at year-end), you can claim a refund when filing your income tax return.

Related calculators

Income Tax CalculatorAdvance Tax Calculator

Sources

  • Income Tax Slabs — Income Tax Department, Government of India. Effective 01-04-2026, reviewed 13-09-2026.

This calculator provides a general estimate only and does not constitute tax advice. Your actual TDS is determined by your employer's payroll process.

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