Investments Calculators
Calculate absolute return, average return and investment and other investments calculations.
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Investments Guides
How Net Present Value Is Calculated
NPV discounts each future cash flow back to today's terms at a chosen rate, sums them, and subtracts the upfront cost — a positive result means the investment is expected to beat that chosen rate, not just break even.
Read guideHow SIP Returns Are Calculated (With a Worked Example)
A SIP's future value is calculated with the annuity-due formula FV = P × (((1+i)ⁿ − 1) / i) × (1+i), where P is your monthly investment, i is the monthly expected return, and n is the number of months — it is a projection based on an assumed return, not a guarantee.
Read guideHow a Step-Up SIP Works (And How Much More It Builds Than a Flat SIP)
A step-up SIP increases your monthly investment by a fixed percentage every year — matching rising income over time — and builds a meaningfully larger corpus than a flat SIP of the same starting amount, since a growing stream of contributions front-loads more money into the years that have the most time left to compound.
Read guideHow the Internal Rate of Return Is Calculated
IRR is the discount rate that makes an investment's net present value exactly zero — found not by solving directly, but by testing rates and narrowing in until the NPV lands on zero.
Read guideHow to Calculate the SIP You Need for a Specific Goal
Goal-based SIP calculation works backward from a target corpus — inverting the standard SIP future-value formula to solve for the monthly investment required — and the required monthly amount drops sharply the longer your time horizon, since a longer runway lets compounding do proportionally more of the work.
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