Investment Calculator
Calculate how a lumpsum investment grows over time at a given annual return rate.
- Free to use
- Accurate results
- No registration required
- Works on all devices
Enter an investment amount, expected return, and duration to calculate future value.
₹
%
years
Your result
₹12,96,871.23
Future value
Total growth₹7,96,871.23
AI explanation
Formula
FV = P × (1+r)^years, annually compoundedWorked example
₹5L at 10% for 10 years
| Field | Value |
|---|---|
| Investment amount | 500000 |
| Expected annual return | 10 |
| Duration | 10 |
| Future value | 1296871.23 |
| Total growth | 796871.23 |
Assumptions
- Assumes a single lumpsum investment with annual compounding at a constant assumed rate.
- For a series of monthly investments instead, see the SIP Returns Calculator.
- Informational only.
Frequently asked questions
What kind of investment does this model?
A single lumpsum investment growing at a constant assumed annual return, compounded annually — useful for a rough long-term projection of a one-time investment.
How accurate is a constant-rate assumption?
Real investments (especially equity) fluctuate year to year — this calculator uses a single average rate as a simplification, useful for planning but not a guarantee of actual returns.
What if I'm investing monthly instead of a lumpsum?
Use the SIP Returns Calculator instead, which models a series of periodic investments rather than a single upfront amount.
Related calculators
Sources
- Master Direction – Reserve Bank of India (Interest Rate on Deposits) — Reserve Bank of India. Effective 03-03-2016, reviewed 13-09-2026.
This calculator provides a general estimate only and does not constitute investment advice.
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