Ayushman Bharat Eligibility Checker
Check whether you're likely eligible for Ayushman Bharat PM-JAY's ₹5 lakh/family/year health cover, based on age and SECC-2011 deprivation criteria.
- Free to use
- Accurate results
- No registration required
- Works on all devices
Your result
Not eligible (based on the criteria entered)
Eligibility status
AI explanation
Formula
Eligible if age ≥ 70, OR belongs to an SECC-2011 deprived-category householdAssumptions
- This is a simplified screener covering the two most common eligibility routes — SECC-2011 deprivation criteria, and the 2024 senior-citizen (age 70+) expansion.
- Does not account for state-specific extensions or occupational-category criteria (e.g. specific unorganised-sector worker categories) that some states have added.
- Actual enrollment requires verification against the official SECC database or your state's beneficiary list.
Frequently asked questions
What does Ayushman Bharat PM-JAY cover?
Cashless and paperless hospitalization cover of ₹5,00,000 per family per year, at empanelled public and private hospitals, for secondary and tertiary care.
How do I know if I'm on the SECC-2011 deprived-category list?
Check your name using your ration card number or mobile number on the official PM-JAY beneficiary portal (pmjay.gov.in), or visit your nearest Common Service Centre.
Are senior citizens automatically covered regardless of income?
Yes — since the 2024 expansion, all citizens aged 70 and above are covered under Ayushman Bharat regardless of income or existing SECC status, as a top-up ₹5 lakh cover.
Related calculators
Sources
- Ayushman Bharat PM-JAY — eligibility criteria — National Health Authority, Government of India. Effective 23-09-2018, reviewed 13-09-2026.
This is a simplified screener for informational purposes only and does not guarantee enrollment. Verify your actual eligibility on the official PM-JAY portal or with your state health authority.
Report a calculation issue