Inflation Calculator

Calculate what today's cost will be in the future after a given rate of inflation, so you can plan for rising prices over time.

  • Free to use
  • Accurate results
  • No registration required
  • Works on all devices
Enter a current cost, expected inflation rate, and number of years to calculate what that cost will be in the future.
₹
What the item or expense costs today.
%
India's retail inflation has historically averaged roughly 4-7% per year, though it varies.
How many years into the future you're projecting.

Your result

₹1,79,084.77

Future cost

Increase due to inflation₹79,084.77

AI explanation

Formula

Future cost = Current cost × (1 + Inflation rate/100)^Years

Worked example

₹1,00,000 today at 6% inflation for 10 years

Worked example: ₹1,00,000 today at 6% inflation for 10 years
FieldValue
Current cost100000
Expected inflation rate (per annum)6
Number of years10
Future cost179084.77
Increase due to inflation79084.77

Assumptions

  • Assumes a constant annual inflation rate for the entire period — actual inflation varies year to year and by category of spending.

Frequently asked questions

What inflation rate should I use?

A common approach is to use India's long-term average CPI (Consumer Price Index) inflation rate, though the rate that matters for your specific expenses (education, healthcare, etc.) may run higher or lower than the general CPI figure.

How does this help with financial planning?

Knowing the future cost of a goal (education, a home, retirement expenses) helps you set a realistic savings target using tools like the Savings Goal Calculator, rather than planning around today's prices.

Is this the same as the Inflation-Adjusted Value Calculator?

No — this calculator projects a present cost forward into the future. The Inflation-Adjusted Value Calculator works in reverse: it tells you what a future amount is worth in today's purchasing power.

Related calculators

Inflation-Adjusted Value CalculatorSavings Goal CalculatorFuture Value Calculator

Sources

This calculator provides a mathematical projection based on a constant assumed inflation rate and is for general educational planning use, not a forecast or financial advice.

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