Capital Gains Tax Calculator
Calculate capital gains tax on the sale of equity or other assets, based on holding period and current tax rules.
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Your result
₹21,875
Capital gains tax
AI explanation
Formula
Equity: LT (12+ months) taxed at 12.5% above ₹1.25L exemption; ST taxed at 20%. Other: LT (24+ months) taxed at 12.5%; ST added to income at slab rateWorked example
Equity, ₹2L to ₹5L, held 18 months (long-term)
| Field | Value |
|---|---|
| Asset type | equity |
| Purchase price | 200000 |
| Sale price | 500000 |
| Holding period | 18 |
| Capital gain | 300000 |
| Long-term? | true |
| Applicable tax rate | 12.5 |
| Capital gains tax | 21875 |
Assumptions
- Reflects the post-July-2024 Union Budget simplified capital gains rules (12.5% LTCG rate, no indexation for most assets, ₹1.25 lakh equity LTCG exemption).
- For short-term gains on non-equity assets, the actual tax is your income slab rate — this calculator shows an illustrative 30% (the top slab) since it doesn't know your full income.
- Tax law changes frequently — verify current rules with a tax professional before filing.
Frequently asked questions
What changed in the 2024 Budget for capital gains tax?
The holding period for long-term equity gains stayed at 12 months, but the LTCG rate rose from 10% to 12.5% (with the exemption raised from ₹1 lakh to ₹1.25 lakh), and the STCG rate rose from 15% to 20%. Non-equity LTCG was simplified to a flat 12.5% without indexation.
What's the difference between short-term and long-term gains?
The holding period determines this: equity held 12+ months (or other assets held 24+ months) qualifies as long-term, taxed at a lower, preferential rate compared to short-term gains.
Does this account for indexation benefit?
No — the 2024 simplification removed indexation for most assets going forward (grandfathering rules apply to property purchased before a certain date, which this calculator doesn't model).
Related calculators
Sources
- Union Budget 2024-25 — Capital Gains Tax Changes — Ministry of Finance, Government of India. Effective 23-07-2024, reviewed 13-09-2026.
This calculator provides a general estimate only and does not constitute tax advice. Capital gains tax rules are complex and change periodically — consult a tax professional before filing.
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